Investing Money

Whether you are investing for your personal or business needs, the first step is to decide upon your goals. What do you want to achieve in the short, medium and long term?

Once you have defined your objectives, you and your adviser can develop a financial strategy based on your tolerance for risk and your investment time frame. In developing this strategy, you should take a range of preferences and financial factors into account.

Investing for businesses follows many of the same principles as personal investment and should also only be considered after discussing your specific situation with a financial adviser. After this in-depth assessment, you may like to take a look at the benefits of the following business investment solutions.

Cash flow management
Cash flow is often an issue for business owners, who may use short term investment solutions to meet their cash management needs.

Fixed term investing
A Term Deposit is a competitive, low risk investment that can be ideal for maximising any surplus cash you may have in your business. If you don’t need immediate access to your money, term deposits can be an excellent choice for those seeking a fixed rate of return with a range of term alternatives.

Risk management solutions
If you have a higher amount available to invest ($100,000 or more), Flexi Bill Solutions for Investors can provide a wide range of benefits and assist you to manage your interest rate risk.

Important information about advice
As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.

All products mentioned on this web page are issued by the Commonwealth Bank of Australia, view our Financial Services Guide (PDF 56kb). View disclosure documents for Term Deposit (PDF 92kb), Flexi Bill Solutions for Investors - Investment Boost (PDF 222kb), Flexi Bill Solutions for Investors - Investment Guarantee (PDF 277kb), Flexi Bill Solutions for Investors - Investment Range (PDF 186kb), Flexi Bill Solutions for Investors - Investment Reset (PDF 205kb) and Flexi Bill Solutions for Investors - Investor Step (PDF 207kb) and consider them before making any decision about these products.